Almost every day I read news articles online from different sources reporting bits of evidence leading to the conclusion that the worst is not over. The tell tale signs predicted in the book “Aftershock Protect Yourself and Profit in the Next Global Financial Meltdown”? The signs are abundant, signs like failed treasury auctions a couple [...]
First, let me say that everybody is different based on his or her individual situation, including investment experience, investment goals, investment time horizons, risk tolerance, and personal preferences ECT. Therefore, this is not an article to recommend a particular stock, mutual fund, bond or commodity. However, I would like to discuss principles and attitudes toward [...]
Equity Indexed Annuities is an evolution of fixed annuities and variable annuities, allowing the client the benefits of both. The equity indexed annuity provides the same security as the fixed annuity in that the client principle is guaranteed against loss, there is no market risk. However, the equity indexed annuity differs from the fixed [...]
In a previous post, we discussed IRS Rule 72t “equally substantial distribution” which allows for early withdraws from your retirement savings program like an IRA or 401k / 403b employer sponsored retirement savings plan. The 72t rule allows for these early withdraws (prior to age 59 ½ ) without the 10% penalty. IRS age 55 [...]
The IRS rule 72t “equally substantial distribution” provides a means to access retirement savings that are currently in a 401k, 403b, or IRA retirement savings plan prior to age 59 1/2 without incurring the 10% penalty. Here is how it works. If the money you would like to access is in a 401k or 403b [...]
Many of today’s investment and financial professionals are using a new breed of life insurance to provide asset protection and strong account growth with tax-free income to beat inflation and reduce taxes for their clients. Investment advisor representatives, registered representatives of investment companies, financial advisors, Life insurance advisors or life insurance salespeople, all across America [...]
This morning I read an article in Moneynews.com written by award winning journalist Arnaud de Borchgrave. His article titled “U.S. Economy Faces Severe Risk”, in De Borchgraves article he sites America’s dependence on foreign loans that average between two to three billion dollars a day! And the fact economist are warning that many states including [...]
I have completed the first three chapters of Aftershock, Protect Yourself and Profit in the Next Global Financial Meltdown by David Wiedemer PhD, Robert A. Wiedemer and Cindy Spitzer. The more I read the more impressed I am with their delivery in this book. I have heard many compelling reasons from financial analyst, investment advisors, [...]
In my practice of helping people prepare for retirement through proper tax and retirement planning, I often come across individuals who understand the importance and the need to prepare for their retirement and to receive tax-free income during their retirement. However, they are convinced that they simply cannot afford it, and knowing they need to [...]
The most powerful tool in the tax code providing for tax-free income is not your 401k or a Roth IRA. The most powerful tool in the tax code for Tax-Free income and tax-free inheritance is Life Insurance (see video). Yes life insurance, Life insurance provides for tax-free income in the form of loans you make [...]